Food Manufacturing Insurance
Baked Goods
Dairy & Beverages
Meat, Poultry & Seafood
Confectionary & Snacks
Fruit & Vegetables
Packaging
Food Manufacturers faced a unique set of circumstances when purchasing insurance. They need to comply with obligations placed on them by the Australian Food safety standards while negotiating in an increasingly competitive landscape.
Prof Cover provides food manufactures like you with a personalised insurance service and the most appropriate cover.
We understand the complexities in placing risks containing Expanded polystyrene foam (EPS) which have been feature many large fires over the last 17 Years and still widely used in the food manufacturing sector.
Trust us to be there when you need us.
Industrial Special Risks
Why do you need it?
As a Food Manufacturer you need to ensure that you purchase adequate cover, to Protect your assets you could consider purchasing an ISR (Industrial Special Risks) policy which covers you against physical loss, destruction or damage to Property Insured situation except that which is specifically excluded this can Include ( Plant, Buildings, Stock including Raw Materials).
The ISR Policy is constructed differently form a traditional Business Package Insurance Policy Which typically defines the Perils covered and then note exclusions, under an ISR all losses are covered and the ISR insurer has to prove that as exclusion applies to the loss event to deny a claim.
Insurers typically only consider offering an ISR policy where your assets exceed $ 5,000,000
Public Liability for Food Manufacturers
Why do you need it?
As a Food Manufacturer you need Public & Products Liability insurance to cover you in the event that you should become legally liable for any Personal Injury and/or Property Damage, that is sustained by any third party, which arises from your business operations.
Food Manufacturers Recall Insurance
Why do you need it?
As Food Manufacturer, your company could suffer potentially devastating effects following a Product Recall. Apart from the financial costs resulting from a Product Recall, damage to Brand Image is not adequately addressed can have long lasting negative effects on the Brands Perception.
Recall Insurance is designed to protect companies against financial Loss caused by accidental or malicious product contamination.
Management Liability for Food Manufacturers
Why do you need it?
As Food Manufacturer, your company, its directors, officers, senior managers and employees need Management Liability Insurance because you face both corporate and personal exposure to claims made against you by numerous stakeholders.
Cyber Liability for Food Manufacturers
Why do you need it?
As Food Manufacturer if you store sensitive data in the cloud or on an electronic device should have cyber liability insurance. Cyber Liability Insurance is designed to help protect your business from the financial impact of computer hacking or a data breach.
Business Package for Food Manufacturers
Why do you need it?
Your business has taken you years to build – but a claim arising from Loss or Damage could destroy it all in minutes. That’s why businesses should help protect themselves with a quality Business Insurance Pack.
With the right cover in place, you can concentrate on running your business with confidence, knowing that your premises, stock, equipment and reputation are insured.
Personal Accident Insurance for Food Manufacturers
Why do you need it?
In the event of an accident, personal accident insurance covers you/your workers if you/they become disabled; unable to work; or have a defined injury, such as loss of eyesight or hearing, and fractured bones. Nominees are paid either in one lump sum or on a monthly basis to supplement missed income.
Meet Charles Gordon
Hi! I’m the Senior Manager for Food Manufacturing Insurance.
If you have any further questions regarding your Professional Indemnity and other Insurance requirements for your food manufacturing practice.
Please call my direct line: 03 9557 7400, or click below and I'll call you back.
What our Clients Say
I was very impressed with the way Prof Cover assessed me in understanding my business and tailoring a product that was suitable...
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